Community Property and Divorce in Seattle and King County: What You Need to Know

When couples divorce in Seattle or anywhere in King County, community property law governs how their assets and debts will be divided. Washington is one of just a handful of states that follows the community property system, meaning most property acquired during a marriage is presumed to belong equally to both spouses, regardless of whose name is on the title or who earned the income.

Understanding this legal framework is critical when facing divorce. Misclassifying community versus separate property can lead to unfair outcomes or the loss of valuable rights during the division process.

In Washington:

• Community property includes nearly everything acquired during the marriage—wages, real estate, vehicles, retirement accounts, and business income—even if only one spouse’s name is on the asset.
  
• Separate property includes anything acquired before the marriage or during the marriage by gift or inheritance. However, if separate property is mixed (or commingled) with marital assets, it may lose its separate character.
  

It’s important to note that classification alone doesn’t determine who gets what. Washington courts are required to divide property in a way that is just and equitable, which means fair, not necessarily equal.

Below are the primary Washington State statutes that apply to property division in Seattle and King County divorce cases. Each statute includes an exact quote and a link to the official legal text.

1. RCW 26.09.080 – Disposition of Property and Liabilities

This is the cornerstone statute for property division during divorce or legal separation in Washington.

“…the court shall, without regard to misconduct, make such disposition of the property and the liabilities of the parties, either community or separate, as shall appear just and equitable after considering all relevant factors…”

Relevant factors include the duration of the marriage, the financial circumstances of each spouse, and the nature and extent of both community and separate property.

2. RCW 26.16.030 – Community Property Defined

This statute establishes the legal presumption that property acquired during the marriage is community property.

“Property not acquired or owned as prescribed in RCW 26.16.010 and 26.16.020, acquired after marriage or after registration of a state registered domestic partnership by either domestic partner or either husband or wife or both, is community property.”

Unless proven otherwise, any property obtained after marriage is considered community property.

3. RCW 26.16.010 – Separate Property of Spouse

This statute defines separate property in a marriage.

“Property and pecuniary rights owned by a spouse before marriage, and that acquired by him or her afterward by gift, bequest, devise, descent, or inheritance, with the rents, issues and profits thereof, shall not be subject to the debts or contracts of his or her spouse...”

Separate property typically remains with the spouse who owns it—unless it is commingled with community property in a way that makes it indistinguishable.

4. RCW 26.16.020 – Control and Management of Community Property

This law addresses how spouses can manage and control community property during marriage.

“Either spouse or either domestic partner, acting alone, may manage and control community property…”

There are exceptions to this rule, particularly for real property and assets requiring joint consent, but in general, either spouse can act independently in managing community assets.

1. What exactly is considered community property in Seattle?
In Seattle and across King County, community property includes nearly all assets and debts acquired by either spouse during the marriage. This can include wages, retirement accounts, real estate, business income, investment accounts, and even credit card debt—regardless of who earned or incurred them.

Unless proven otherwise, Washington law presumes all property acquired during the marriage is community property.

Learn more: Washington Law Help – What is community and separate property?

2. How is community property divided in a King County divorce?
In Washington State, courts must divide both community and separate property in a way that is just and equitable. This doesn’t always mean a 50/50 split. Judges consider a range of factors, including each spouse’s economic circumstances, the length of the marriage, and future financial needs.

“…the court shall… make such disposition of the property and the liabilities… as shall appear just and equitable after considering all relevant factors…”
Read RCW 26.09.080 – Property division

3. What happens to the family home in a Seattle divorce?
If the marital home was purchased during the marriage with shared income, it is usually considered community property. However, if one spouse owned the home before the marriage or inherited it, that portion may be treated as separate property. King County judges weigh factors like fairness, parenting arrangements, and financial stability when deciding who stays in the home.

Learn more: Washington Law Help – Who gets what in a divorce?

4. How are debts divided in a community property divorce in King County?
Debts accumulated during the marriage are generally considered community obligations—even if only one spouse’s name is attached. These may include mortgages, car loans, medical bills, and credit cards. The court will assign responsibility based on fairness and each spouse’s ability to pay.

Learn more: Washington Law Help – Dividing debts in divorce

5. How does separate property affect community property division in Washington?
Separate property typically includes assets acquired before marriage or through inheritance or gifts. This property usually remains with the original owner. However, if it was commingled with marital funds—such as by depositing into a joint account or using it for shared purchases—it may lose its separate status. Courts will evaluate the evidence to determine how it should be divided.

Learn more: Washington Law Help – What is separate property?

Dividing property during divorce is one of the most complex and emotionally charged parts of the process—especially in high-asset cases or long-term marriages. If you live in Seattle or anywhere in King County and are facing a divorce, you deserve legal guidance that is grounded in experience and Washington law.

At the Law Offices of Jason S. Newcombe, we help individuals across Seattle protect their rights, safeguard their property, and pursue a fair outcome. Whether you’re trying to preserve your separate assets or need help navigating debt division, we’ll help you make informed decisions with confidence.

Schedule your free consultation today and take the first step toward a more secure financial future.