Community Property and Divorce in Federal Way and King County: What You Should Know

If you're preparing for a divorce in Federal Way, one of the most important legal concepts to understand is Washington’s community property system. In Washington State, most assets and debts acquired during a marriage are presumed to be equally owned by both spouses, regardless of whose name appears on the account, title, or deed.

Misclassifying what is community property versus what is separate property can lead to serious consequences, including the loss of valuable assets. If you’re facing divorce, a clear understanding of how Washington law classifies and divides property is essential to protecting your financial future.

Community Property vs. Separate Property in Washington State

During a divorce in Federal Way, the court will first determine which assets and debts are community property and which are separate. These classifications matter—and the distinction can influence everything from real estate to retirement benefits.

• Community property includes nearly everything acquired during the marriage: wages, homes, cars, investment accounts, pensions, and business income. Even if an account is in only one spouse’s name, it is generally presumed to be jointly owned if acquired after the marriage began.
  
• Separate property refers to assets acquired by either spouse before the marriage or individually during the marriage by gift or inheritance. However, if this property was commingled with marital property—for example, deposited into a joint bank account or used to improve a shared asset—it may lose its separate status.
  

Remember, the classification is just the starting point. Washington courts are required to divide all property and debts in a way that is just and equitable—which means fair, not necessarily equal.

Essential Statutes Governing Property Division in King County Divorces

The following Washington statutes provide the legal foundation for how courts in Federal Way and King County handle community property issues. Each quote is followed by a direct link to the full legal text.

RCW 26.09.080 – Disposition of Property and Liabilities
This is the core statute guiding how property and debts are divided during divorce or legal separation.

“…the court shall, without regard to misconduct, make such disposition of the property and the liabilities of the parties, either community or separate, as shall appear just and equitable after considering all relevant factors…”
Review the citation: RCW 26.09.080

The court will evaluate the nature and extent of both community and separate property, the duration of the marriage, and the financial needs and resources of each spouse.

RCW 26.16.030 – Community Property Defined
This statute outlines the legal presumption that property acquired after marriage is jointly owned.

“Property not acquired or owned as prescribed in RCW 26.16.010 and 26.16.020, acquired after marriage or after registration of a state registered domestic partnership by either domestic partner or either husband or wife or both, is community property.”
Review the citation: RCW 26.16.030

Unless proven otherwise, property obtained during the marriage is considered community property.

RCW 26.16.010 – Separate Property of Spouse
This law defines what qualifies as separate property in a marriage.

“Property and pecuniary rights owned by a spouse before marriage, and that acquired by him or her afterward by gift, bequest, devise, descent, or inheritance, with the rents, issues and profits thereof, shall not be subject to the debts or contracts of his or her spouse...”
Review the citation: RCW 26.16.010

Be cautious: separate property can be reclassified as community property if it becomes intertwined with marital assets.

RCW 26.16.020 – Control and Management of Community Property
This statute explains how spouses may control community property during the marriage.

“Either spouse or either domestic partner, acting alone, may manage and control community property…”
Review the citation: RCW 26.16.020

While either spouse can generally manage community assets, certain actions—such as selling the marital home—require mutual agreement.

Frequently Asked Questions: Community Property in Federal Way and King County

1. What is considered community property in Federal Way?
Community property includes most assets and debts acquired by either spouse during the marriage. This can include wages, homes, retirement accounts, business income, vehicles, and credit card debt—regardless of whose name is on the account or deed. In Washington, all property acquired during the marriage is presumed to be jointly owned unless proven otherwise.

Learn more: King County Bar Association – Divorce & Property Division

2. How is community property divided in a King County divorce?
Washington courts are required to divide both community and separate property in a way that is just and equitable—not necessarily 50/50. The judge will weigh several factors, including the length of the marriage, the financial circumstances of each spouse, and the nature and value of the property.

“…the court shall… make such disposition of the property and the liabilities… as shall appear just and equitable after considering all relevant factors…”
Review the citation: RCW 26.09.080

3. What happens to the family home in a Federal Way divorce?
If the home was purchased during the marriage with community funds, it is likely considered community property—even if the deed lists only one spouse. If the home was inherited or owned before marriage, some or all of it may be treated as separate property. Courts consider fairness, the best interests of any children, and each party’s financial ability to keep the home.

Learn more: Washington Law Help – Who gets what in a divorce?

4. How are debts handled during divorce in King County?
Debts such as mortgages, personal loans, and credit card balances incurred during the marriage are generally considered community obligations. Courts assign responsibility for those debts based on each spouse’s financial situation and ability to pay after the divorce.

Learn more: King County Family Law Facilitators – Debt Division Help

5. What happens if separate property was mixed with marital assets?
If separate property—like an inheritance or premarital savings—was deposited into a joint account or used to benefit both spouses, it may be considered commingled and lose its separate status. Courts closely examine the intent and how the property was used to determine its classification.

Learn more: Washington Law Help – Understanding Separate Property

Talk to a Federal Way Divorce Attorney About Protecting Your Property Rights

Dividing property during a divorce is one of the most financially significant parts of the process. Whether you’re concerned about protecting your retirement, retaining your home, or clarifying the status of separate assets, understanding Washington’s community property rules is critical to securing a fair outcome.

At the Law Offices of Jason S. Newcombe, we represent individuals in Federal Way and throughout King County who are navigating the complexities of divorce. Our team can help you evaluate your marital estate, prepare for negotiation or litigation, and advocate for your financial future.

Schedule your free consultation today to learn how we can help you protect what matters most during your divorce.